In 2010, Richard L. D. and Marjorie J. Morse Department of Special Collections at Hale Library, Kansas State University, became the repository for the records of the Americans for Fairness in Lending (AFFIL) organization which was based out of the 77 Summer Street, Boston, Massachusetts between 2006 and 2010. Originating with a small office staff as an offshoot from the National Consumer Law Center (NCLC) in 2006, AFFIL heavily utilized web managers, media relations, polling firms and other consumer groups to raise public "awareness of predatory lending practices." In 2008, AFFIL tightened their focus towards achieving "a dream of a federal regulator wholly devoted to consumer finance." They supported the 2008 Presidential Election by promoting then-Senator Barack Obama's campaign for financial/bank reform and attacking his Republican challengers, Senator John McCain and Alaska Governor Sarah Palin. They were also instrumental in the final passage of the 2010 Dodd-Frank Bill, which established an independent consumer protection bureau within the Federal Reserve to protect borrowers against abuses in mortgage, credit card, and other types of lending. Several of AFFIL's files include such companies as Mac, Lehman Brothers, HSBC, Fair Isaac Corporation, MNBA, and Saturn.
The arrangement of these records reflect the non-profit organization's multi-faceted approach to raising national awareness on dubious lending practices and the means with which to end them. They are organized in the following manner: 1) Administrative Files; 2) Meetings; 3) Research; 4) Publicity.
The Americans for Fairness in Lending Records (2000-2010) provides researchers with an in-depth perspective of a consumer group and their development of an issue-centric national campaign against special interest groups to affect a change in congressional legislation and the outcome of a presidential election. Specializing in unfair lending practices, these papers contain the memos, reports, web data administration, correspondence (emails and letters), grant proposals, meeting minutes, legal agreements, artifacts, publicity (print and electronic), trademark certificates, and research of a non-profit organization (NPO). Some of the subjects include specious credit card payment schemes, mortgage lending, refund anticipation loans, and pay-day loans as well as both student and military family loans. The papers also include the organization's relationship with the Association of Community Organizations for Reform Now (ACORN), NCLC, Housing and Economic Rights Advocates (HERA), Care 2, the Consumer Federation of America (CFA), the Annie Casey Foundation, AARP, Americans for Financial Reform (AFR), the Sunlight Foundation, the National Endowment for Financial Education (NEFE), the Ford Foundation, the National Council of La Raza, the Federal Reserve Board, the National Association for the Advancement of Colored People (NAACP), the National Association of Consumer Advocates (NACA), Travis Plunket, and Elizabeth Warren.
The Americans for Fairness in Lending Records has been assigned Accession Number P2011.03
2004 Oct.7-8; The National Consumer Law Center (NCLC) organizes a conference on
"Changing Attitudes, Reforming Policy in the Credit Market at Cleveland State
University with the assistance of several consumer groups, including ACORN, the Center
for Responsible Lending, and the Consumer Federation of America
Dec; NCLC offers a proposal to the Annie Casey Foundation for a grant to fund an
exploration of ways to "reduce the devastation from unfair lending and excessive debt on
low income families" through the creation of a public relations campaign
2005 Oct; NCLC submits a similar proposal to the Ford Foundation for a public relations
campaign to "stop predatory lending"
2005 May 18; 60 Minutes airs an episode on Payday lending as part of their weekly news
magazine show
2006 August 31, With the granted funds, NCLC creates Americans for Fairness in Lending
(AFFIL) and houses the small organization in their 77 Summer Street, Boston,
Massachusetts office building. Kirsten Keefe serves as a part-time Executive Director,
working out of Albany, New York. They adopt a set of Principles of Fairness in lending
from related consumer groups as their standard, called AFFIL's Six Principles of Fairness
in Lending
Sarah Byrnes is appointed as a full time Campaign Manager for AFFIL's Boston,
Massachusetts office
June; AFFIL hires Washington, D.C based research firm Beldon Russonello & Stewart
and Benenson Janson to conduct focus groups in Chicago on public perceptions of
lending and case stories to be used in forthcoming campaigns, including "American
Tragedies" and "Family in the Woods"
Nov; Cathy Lesser Mansfield chairs the first Board of Directors meeting. The Board
begins to oversee AFFIL's finances and organizational structure, leaving the vision and
mission of the campaign to the partners
Dec.; Bari George of By George and Company is contracted as part of AFFIL's forming
team of media specialists and writers to work as a communications consultant, working
closely with Magnolia Pictures, Landmark Entertainment, Simon and Schuster, and James
Scurlock to coordinate events around the release of the documentary and book "Maxed
Out"
2007 March; The first public relations campaign begins in 2007, which included a print ad
campaign, website, and collaboration with the release of "Maxed Out," including hosting
public screenings, sponsoring house parties, and lending copies for home viewership
Sept; Senator Barrack Obama becomes the first major party candidate for president to
endorse the AFFIL's Six Principles of Fairness in Lending to "empower more Americans
in the fight against consumer fraud"
2008 Elizabeth Warren and Travis Plunket testify before the United States Congress regarding
unfair lending practises
Feb; AFFIL is featured on Fox Business, CNN, ABC, and Nightline; AFFIL begins
working in conjunction with the Consumer Union to devise a credit card work plan. For
this purpose, the Consumer Union grants $7,500 to jointly publish a reporter's guide to
credit rates and the five states deepest in credit card debt, including Vice Presidential
candidate Sarah Palin's state of Alaska.
AFFIL begins a "Kiss Credit Card Rip-Offs Goodbye" postcard writing campaign,
featuring 40,000 activists lobbying congress to support the passage of Credit Card
Accountability, Responsibility, and Disclosure Act (CARD)
May; Kate Columbo video campaign begins; AFFIL creates a policy and procedures
guide for media relations
June 9; AFFIL holds a board meeting and staff retreat with Elizabeth Renuart to
brainstorm and coordinate activities over the next year
AFFIL begins collaborating with web-based non-profit organization Care2
2009 Sarah Burns is appointed Executive Director of AFFIL. The internal staff grows to three
members. When Sarah Burns takes maternity leave, AFFIL is led by Jim Campen.
Feb; The United States Senate begins debating the S.500 National Usury Cap legislation
and the Community Reinvestment Act (CRA)
In coordination with Consumer Federation of America, AFFIL begins a district level
public relations campaign targeting Midwest and Plains states with legislators resistant to
lending reforms
May; President Obama signs the Credit Card Accountability, Responsibility, and
Disclosure Act (CARD) into law
AFFIL partners with Americans for Financial Reform (AFR), a Washington based
coalition of over 250 consumer groups. Together, they lobby for a broad overhaul of the
nation's financial system through the passage of the Dodd-Frank Wall Street Reform and
Consumer Protection Act.
2010 July; The Dodd-Frank bill passes, creating an independent consumer protection bureau
within the Federal Reserve to protect borrowers against abuses in mortgage, credit card,
and other types of lending
AFFIL lobbies for the Arbitration Fairness Act
Sept 30; Americans for Fairness in Lending terminates operations
The Americans for Fairness in Lending (AFFIL) Records (2000-2010) consists primarily of memos, reports, web data administration, research correspondence (emails and letters), artifacts, and publicity (print and electronic) generated by a non-profit organization (NPO) underwritten primally by large grants from the Beldon Russonello & Stewart, Ford, and the Annie Casey Foundation to advocate for changes in state and federal laws governing business lending practice. The papers, collected into seven boxes, have been arranged to reflect the organization's multifaceted public relations campaign against unfair lending practices in tandem with consumer state and national-level events, including the release of independent film documentaries, the rise of social media programs, the 2008 presidential election, the 2009 Credit Card Accountability Responsibility and Disclosure (CARD) Act and the 2010 passage of the Dodd-Frank Bill, which created the federal Consumer Protection Bureau.
The collection is organized into four series: 1) Administrative Files; 2) Meetings; 3) Research; 4) Publicity.
The Administrative Files Series (2004-2010) consists of two boxes of correspondence (print and email), handbooks, grant applications, meeting minutes, letters of agreement, and employee notes relating to organizational growth. They are arranged in alphabetical order by subject. Some noteworthy items relating to the internal structure of the organization, including the "All About AFFIL" handbook, the search for outside funders, notes relating to conference calls with consumer movement experts, and the organization's strategic plan for the 2008 election cycle. Another key feature of this series includes AFFIL's agreements with the Ford foundation, the public relations firm of Benesen Jansen Advertizing, the National Consumer Law Center, and Public Interest Research Group (PIRG) project agreements. Finally, researchers of social media, such as Youtube and blogs, will also find several topics in this series of special interest, including the development of the organization's website, the tracking of web statistics, the creation of electronic contented targeting internet users, and the on-line outreach initiatives.
The Meetings Series (2005-2010) spans two boxes arranged in alphabetical order by subject and by date, containing correspondence, notes and annotated research utilized in the planning and execution of discussions concerning different issues concerning the organization. The majority of the files in this series concern the formulation and execution of AFFIL's public interest policies. Several folders relate to the division of administrative tasks and the formation of business policies for committee assignments, partners, contractors, consultants, the press, and the general consumer movement community, including AFFIL's general principles, field outreach strategy sessions as well as staff meetings and periodic discussions with the National Consumer Law Center. Other files contain documentation related to the organization's periodic updates to funders concerning their ongoing activities, including the Ford Foundation and the Annie Casey Foundation. Still other files concern conversations between the organization and Magnolia Studios in trying to create a public relations campaign to promote AFFIL issues through the release of their a documentary on American predatory lending business practices, Maxed Out. Other sections of this series include files relating to conversations between employees and the Federal Reserve Board, whistle-blowers, lending victims, and members of the military. Finally, this series also collects material and advice provided in conversations with outside firms, such as Benesen Jensen, focus groups reviewing advertizing campaigns, the National Council of La Raza, and web-based providers.
The Research Series encompasses two boxes of reports, newsletters, internet data, court documents, whistle blower, witness, and victim case files, government documents, and internally generated public relations campaign data. Arranged in alphabetical order by date, these files comprise the heart of the collection, revealing the sources, data, and political focus of the Americans for Fairness in Lending. Some folders contain information generated by the United States government, including the Federal Reserve Board, National Usury Cap Legislation, S.500, 2009, and the California Reinvestment Act. Other folders collect documents relating to different aspects of credit card and intermediary lending company operations, including Fannie Mae, Freddie Mac, medical debt, the Navy Federal Credit Union, the case files of whistle blower, witnesses, and victims, Ritzen v Chase court files, and a brief history of the practice of usury. Still other folders collect lending information generated by the entertainment industry, consumer groups and noted AFFIL associates, including the television show Boston Legal, ACORN, AARP, the Legal Aid Society, the NAACP, the National Community Reinvestment Coalition, and the Consumer Federation of American. Several folders also contain information collected by AFFIL contractors, including focus group data, Kansas district voting patterns, marketing statistics, and targeted population demographics. Finally, this series also contains accumulated consumer lessons from different sources on a wide variety of topics, including Christmas holiday tips, lending and collection abuse guides, mortgage advise, student loans, and payday provisions.
The Publicity Series spans three boxes, collecting the artifacts, posters, and media related to the organization's public relations campaigns. Several folders collect documents generated for Maxed Out Screenings, including fliers, questionnaires, house party lists. Other files hold fact cards, business cards, fliers, press kits, and reports, which AFFIL distributed at consumer conferences. Some of the artifacts collected in this series also include promotional folders, hats, and visors. The strength of this series, however, remains the collection of DVD, CD, microcassette, VHS recordings of AFFIL videos and advocate interviews on several news magazine programs, including Nightline, Fox Business, and 60 Minutes. Finally, a number of small and large posters depicting lending and mortgage horror stories featured as part of AFFIL's on-going campaigns have been retained for preservation in this series.
P. Thomsen
April 6, 2011
Rev. April 11, 2011
Box Folder
Series I Administrative Files
Administrative Files
01 01 501c Form, 2007
02 Advertisement
03 Agenda, 2007
04 Agenda, Legal, 2009
05 All About AFFIL Handbook, 2008
06 Allies
07 Ally Drive, 2008
08 Ally Talking Points, 2008
09 Anne Casey Foundation, 2004
10 Benenson Janson Meeting, March, 2005
11 Benenson Janson Hours, 2006
12 Benenson Janson Letter of Agreement, 2005
13 Benenson Janson Contract/Obligations, 2006-2007
14 Benenson Janson Invoices and Estimates, 2006
15 Board Retreat, June 2008
16 Campaign Review
17 Care 2 Financial Agreement
18 Check Requests
19 Cleveland, 2004
20 Cleveland Attendee List Conference Call
21 Conference Call and Firm Opinions, Cleveland Conference, January, 2005
22 Conference Call Meetings
23 Conference Call Umbrella Group, 2004
24 Contracts, 2007-2009
25 Corporate Funding
26 Credit Cards
27 Curbing Predatory Lending Viral Video
28 Dennis Dorgan
29 Endorsement Campaign
30 Economic National Underprivileged Foundation, 2005
31 Email Alerts, Text, and Index, 2005
32 Emails, 2005
33 Emails, 2010
34 Emails American Institute for Social Justice
35 Emails, Expanded Cleveland Group
36 Emails, Ford Foundation, 2005
37 Emails, General Information, 2005
38 Emails, Possible Funding Sources
39 Emails Sent, 2007-2008
40 Emails Umbrella Group
41 Fair Mortgage Collaboration, 2010
42 Field Mobilization and Outreach, 2009
43 Filing Complaints
44 Financial Statement, 2009
45 Financial Product Safety Commission, 2008
46 Ford, May, 2008
47 Ford, September, 2008
48 Fund-raising Consultant and Proposals, 2008
49 House Party Supplies
50 Google Grants
51 Geoffrey Knox and Associates Training
52 Grant Reports and Requests
53 Ideas, 2004
Administrative Files/Meeting Agendas
02 01 Interested Individuals, 2004-2007
02 Insurance, 2007
03 Intern, 2008
04 Kaiser Family Foundation, 2006
05 Legislation center, 2008
06 Lobbying Efforts, 2009
07 Logo
08 Margo Kelly
09 Media
10 Member Surveys, 2008-2009
11 Membership Committee, 2006
12 Miscellaneous
13 Models
14 Models, Losers
15 National Consumer Law Center, 2009
16 National Consumer Law Center Agreement, 2000
17 National Endowment for Financial Education
18 New Partners
19 Operations, 2008
20 On-line Outreach/Blog Advertisments,2008
21 On-line Reports, Final Drafts, 2008-2010
22 Partners
23 Partner Web Resources
24 PDF Tool Kits
25 Perspective, 2004-2006
26 Public Interest Project Agreements, 2010
27 Public Service Announcement Experts
28 State Pages, 2008
29 Strategic Plan, 2008
30 Sunlight Foundation, 2008
31 Tides Foundation
32 Trademarks, 2008-2009
33 Unsubscribers, 2007
34 Video Interviews
35 Web Development
36 Web Financial Reform, 2010
37 Web Outlines
38 Web Progress, 2007
39 Web Review, 2008-2009
40 Web Stats, 2007
Series II Meeting Files
40 American Financial Future Meeting Agenda, 2009
41 Staff Meetings, 2009-2010
42 Auto Finance Meeting, May, 2008
43 Demos Conference, May, 2008
44 General Meetings, 2006-2008
45 Partners Meeting, May, 2008
46 Philadelphia Meeting, September, 2009
47 National Consumer Law Center Meeting, 2006
48 Valentine's Day, 2008
49 Washington Event, 2007
50 Washington Meeting, July 2008
51 Web Notes
52 Willing to Buy Meeting Notes
Meeting Agendas
03 01 Administrative Meeting, Sept 6, 2006
02 Administrative Meetings, Sept. 2006-Oct. 2006
03 Administrative Call Notes, 2006
04 Ally Mailing, November, 2006
05 American Financial Reform Wind Down Meeting Notes, 2010
06 Benenson Janson Call Notes, 2006
07 Board Retreat, June, 2009
08 Campus Project
09 Casey First Conversation with Irene for Maxed Out, 2007
10 Casey Notes, May, 2009
11 Center for Community Changes
12 Center for American Progress Event
13 Consumer Rights Litigation Conference, 2007
14 Consumer Federation of America Conference and Payday Summit, 2008
15 Corporation for Enterprise Development
16 D.C. Coalition
17 Design Management Institute
18 Federal Reserve Board, 2008
19 Federal Reserve Board Comments
20 Field Outreach, 2009
21 Focus Groups Notes and Analyses , 2006
22 Forum Launch, 2007
23 Ford Foundation Meeting, September, 2005
24 Ford Foundation, January, 2007
25 March-April, 2007
26 May, 2007
27 General Principles
28 Magnolia and Landmark Conversations on Maxed Out, 2006-2007
29 Maxed Out Screening Cities, 2007
30 Miami, 2006
31 Military Meeting, June 14, 2005
32 Miscellaneous
33 Mortgage Coalition, 2007
34 National Consumer Law Center Meetings, 2007-2009
35 October Meetings, 2006
36 National Council of La Raza, 2007
37 Navy Marine Corps Relief Society, 2005
38 Overdrawn
39 Partner's Meeting, December 4, 2006
40 Partner's Call Notes
41 Public Research Interest Group
42 Regional Partners
43 SDC Media Group, Inc.
44 Staff Meetings, 2005
45 Staff Meetings, June-July, 2007
46 Story Notes
47 Strategy and Structure, March, 2007
48 Structure, April-June, 2007
49 Summer, 2009
50 Supporters
51 Swank Motion Picture Exhibition Forms
52 Web Committee
53 Web Training, Original Notes
54 Whistle Blowers Conversation Notes
55 Video, Columbo Interview, 2008
56 Viral Video, 2008
Series III Research
Research Files
04 01 ACORN, 2005
02 AARP, 2005
03 Ad Council, 2005
04 Articles, Website, 2004-2006
05 Arbitration, 2009
06 Auto Financing, 2007
07 Bank Complaints, 2009
08 Blog Reading, 2010
09 Boston Legal Script, 2005
10 Bibliography, 2005
11 California Reinvestment Act, 2008
12 Center for American Progress, 2005
13 Center for Responsible Lending
14 Champaign County Health Care
15 Coalition on Human Needs, 2006
16 Community Reinvestment Act
17 Community Reinvestment Association of North Carolina
18 Comparative Consumer Law, 2005
19 Complaints
20 Consumer Action, 2007
21 Consumer Federation of America, 2005
22 Consumer Financial Protection Agency, 2008
23 Consumer Financial Protection Agency, 2009
24 Consumer Union, 2005
25 Credit Cards, 2008
26 Credit Card Campaign, Summer, 2008
27 Credit Card Case File, 2007
28 Credit Card Project of the St. Paul Foundation, 2004
29 Credit Card Reporter's Guide
30 Credit Card Research, 2008-2009
31 Credit Card Stories, 2009
32 Credit Reporting, 2008
33 Credit Union, 2008
34 Debt Collection, 2008
35 Demos, 2005
36 Derivatives, 2009
37 Digital Credit Union, 2008
38 Election Endorsements, 2008
39 Expanding the Network, 2006
40 Equal Justice Foundation
41 Faith Based, 2006
42 Federal Regulation of Consumer Credit, 2005
43 Federal Reserve Board
44 Federal Reserve Board Comments, General
45 Federal Reserve Board Comments, California, 2008
46 Illinois, 2008
47 New York, 4th District, 2008
48 New York, 6th District, 2008
49 New York, 7th District, 2008
50 New York, 12th District, 2008
51 Focus Group Transcripts, June, 2006
52 Focus Group, United States Public Research Interest Group, 2007
53 Focus Group, University of Massachusetts, 2007
05 01 Foolproof, 2008
02 Fannie Mae
03 Freddie Mac
04 Holiday Tips
05 Identity Theft Affiant Rules
06 Ideas, 2005
07 International Consumer Law, 2005
08 If It Ain't Broken, Fix It, Conference Plan, 2004
09 Benenson Janson Advertizement Campaign, 2005
10 Spitfire Strategies,2004
11 In Debt We Trust Campaign, 2006
12 Issues Campaign, 2005
13 Indiana, 2008
14 Jewish Council on Public Affairs, 2008
15 Judge Advocate General's Office, 2004
16 Kansas Federal Comments, 2008
17 Kansas Third District, 2007-2008
18 Land of Lincoln Legal Assistance
19 Legal Aid Society of Cleveland
20 Legislation, 2004
21 Lending and Collection Abuse at a Glance
22 Maxed Out House Parties
23 Showtime Premier, 2008
24 Maryland Consumer Rights Coalition
25 Miami Valley Fair Housing Center, 2004
26 Media Research, 2005
27 Medical Debt, 2009
28 Military, 2005
29 Miscellaneous
30 Moneywise
31 Mortgage
32 Mortgage Advisor/Expert Witness, 2009
33 Mortgage/Housing, 2009
34 Most Happening House Parties
35 National Association for the Advancement of Colored People
36 National Association of Consumer Advocates
37 National Association of Consumer Advocate Agencies
38 National American Indian Housing Counsel
39 National Community Reinvestment Coalition
40 National Usury Cap Legislation, S. 500, February, 2009
41 Naval Officer Loan Complaint
42 Navy-Marine Corps Relief Society
43 Navy Federal Credit Union
44 National Training and Information Center
45 Neighborhood Reinvestment Corporation
46 New America
47 New Coalition
48 Neighborhood Economic Development Advocacy Project
49 One Thousand Churches Connected
50 Organization for a New Equality
51 Organizational Structure
52 Overdraft
53 Payday
54 Penn Public Interest Research Group
55 Providence Asset Building
56 Proposed Partner Letter, Fall 2005
57 Partner Meetings Presentation Scheduling
58 Pre-presentation Contacts and Preparations
59 Public Interest Law Office, Rochester
60 Questions for Firms, 2005
61 Radio Spots
62 Random Press material, 2007-2008
63 Refund Anticipated Loans, 2007
64 Real Bank Reforms
65 Ritzen v. Chase, 2008
66 Rethos
67 Rosham Bankruptcy Case
68 Service Employees International Union
69 Sojourner
70 Statistics
71 Story Project
72 Student Loans
73 Targeting, 2009
74 Targeted Populations, 2008
75 Transcripts from Videos
76 Transition Management Team
77 Unions, 2008
78 United for a Fair Economy
79 United States Public Interest Research
80 Urban League
81 Woodstock Institute
82 United States Coast Guard
83 United States Marine Corps
84 Usury History
Series IV Publicity
Print/Visual Media
06 01 Business Cards
02 Campaign Plan, 2005
03 Give Me Back My Credit Fliers
04 Maxed Out Screening Names
05 Maxed Out Screening Questionnaires and Answers
06 New York Times Letter to the Editor, Draft, 2008
07 Pamphlets
08 Portland Conference Publicity, 2008
09 Press Clips
10 Public Service Announcements
11 Report-Lending and Debt in the United States, 2005
12 Report-Lending Patterns, Massachusetts Amnesty and Bank Council
13 SNARF Identity Theft Cards
14 Pursuit of the Dream: Cars & Jobs in America, DVD
15 Overdrawn
16 In Debt We Trust: America Before the Bubble Bursts DVD
17 You've Been Fooled, DVD
18 Basic Black Discriminatory Lending, WGBH, DVD
19 Payday Lending 400%, 60 Minutes Wednesday, 5/18/05, DVD
20 Jim Campen on Fox Business, CD
21 Awareness, DVD-R
22 Americans for Fairness in Lending, Press Kit, DVD
23 "Keep it in Your Pants" Contest Finalists, DVD
24 Videos, 24 September, 2008 DVD
25 Kate Columbo/Phil Santoro Videos, AFFIL
26 House of Cards Promotional Videos, DVD RW
27 Maxed Out, Nightline, 14 March, 2007 VHS
28 Fox Business, 14, February, 2008
29 Truly Indie, Maxed Out Trailer
30 Media Training, Jerry-Cote, Geoffrey Knox and Associates DVD, 2008
31 Men Age 46-65, Focus Group, DVD, 2006
32 Women Age 25-45, Focus Group, DVD, 2006
33 Women Age 25-45, Focus Group, DVD, 2006
34 Women Ages 46-65, Focus Group, DVD, 2006
35 Payday Borrowers: Trapped in a Cycle of Debt, Center for Responsible Lending,
DVD
36 Kate Interview, 2008
37 Beeped Video, Censored, DVD
38 Fairness in Lending Press Kit, Benenson Janson-National Consumer Law Center
Inc., DVD
39 Maxed Out, Wall Street, January, 2008, DVD (1)
40 Maxed Out, Wall Street, January, 2008, DVD (2)
41 Disaster, CD
42 Slide Project Dunning Panel, CD
43 Debt Hits Hard, CD
44 "Its Always Xmas Time at Visa", Consumer Union Xmas Lending Clip, CD, 2007
45 "Maxed Out" Wall Street Interviews, 1/29/2008, Digital Video Cassette
46 Americans for Fairness in Lending Publicity Portfolio
Promotional Material
07 01 Promotional Folder
02 Promotional Hats (3)
03 Promotional Visor (1)
04 FEESA Promotional Giveaways (2)