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National Consumer Law Center records

Overview

Scope and Contents

Biographical Note

Administrative Information

Detailed Description

Original Files

Standing and Advisory Committee Files

General Files (Washington, D.C. Office)

Advocacy and Conference Files (Massachusetts Office)

Research Materials

NCLC Reports

Media

Printed Materials

[information restricted]



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National Consumer Law Center records, 1969-2015 | Morse Department of Special Collections

By Paul Thomsen

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Collection Overview

Title: National Consumer Law Center records, 1969-2015Add to your cart.

Primary Creator: National Consumer Law Center (1969-)

Extent: 40.5 Linear Feet

Arrangement: The records have been arranged into five series: Administrative Files; Standing and Advisory Committee Files; General Files (Washington); Advocacy and Conference Files (Massachusetts Office); and Research Materials. The addition recieved in 2015 added on to the previous series and 3 additional series were added: NCLC Reports, Media, and Printed Materials. A final additional series, Digital Files, was added in 2017 after being received in March of 2016.

Date Acquired: 00/00/2008

Scope and Contents of the Materials

The National Consumer Law Center (NCLC) Records (1968-2015) consists primarily of administrative files, case files, research material, and inter-office memoranda in defense of individuals and small groups against unfair corporate practices and inefficient government oversight. Covering many aspects of twentieth century consumer movement history, these records shed light on the role of a non-profit organization in advocating fairness on behalf of low income individuals against corporate practices, the development of protective consumer-oriented state and federal legislation, and their assistance in providing research, analysis, and experience to other non-profit entities working across the nation.

The Original Files Series, spanning ten boxes in the original collection and an additional one in the addition making eleven in total, gathers into an assortment of NCLC internal memoranda, staff reports, manuals, organizational policy statements, testimonies before state and federal congressional houses and consumer print matter bibliographies. The series also contains material from outside sources, including class action suits, banking, housing, lending and layaway plans of various institutions, debt collection credit rates, laws and individual practices, proposed federal trade regulations, and scams involving vocational schools, and various Universal Consumer Credit Code reports.

Likewise, some individual files contain published articles on subjects of on-going interest to the organization, including Gary Klein’s “Consumer Bankruptcy in the balance: The National Bankruptcy Review Commission’s Recommendations Tilt Toward Creditors” and William Willier’s “If Credit Reporting Agencies are Doing Their Jobs, Is There Really Any need for Collecting Agencies.” Where possible, the original organizational file structure of numerical case files has been retained as a contiguous unit.

The Standing and Advisory Committee Files Series is comprised of two boxes of material arranged in chronological order, which contain internal reports on regularly scheduled committee meetings (beginning in December 1998 and running into the twenty-first century) to address issues affecting the staff of NCLC, including budgetary allocations as well as office and personnel issues. The documents also cover issues relating to the Social and Unity Committees, changes to the internal database, and the role of a staff ombudsperson.

The General Files (Washington, D.C. Office) Series consists of one box, collecting in chronological order documentation on consumer affairs lobbying efforts at the organization’s Washington office, including correspondence, public statements, and newsletters. Some of the issues covered in the files include state oil overcharge allocation decisions involving Exxon, the Low-Income Home Energy Assistance Program, the Coalition on Human Needs, and the proposed re-regulation of interest rates.

The Advocacy and Conference Files (Massachusetts Office) Series spans seven boxes (five are from the original collection while two are from the addition) of material arranged in chronological order and by subject pertaining to material used in NCLC’s annual consumer affairs conferences, including reports on consumer fraud laws, advocacy highlight reports, market failures and predatory lenders, specialist training in consumer affairs as well as consumer manuals and several issues of the Legal Service Corporation Quarterly Report.

The Research Materials Series covers nine boxes of primary source and reference material amassed by NCLC as background for several on-going projects. Some items include different versions of the Fair Debt Collection Practices Act, correspondence with the Federal Trade Commission, VHS tapes of news segments on family loan programs and predatory mortgage lending, bank creditor surveys, savings and loan and insurance packing cases, reports on changes to credit rates and regulations in the 1970s and 1980s, analyses of different Truth-in-Lending Act iterations, court files relating to the Fair Debt Collection Practices Act, and comments on different drafts of the Uniform Consumer Credit Code. Where possible, the original organizational file structure of numerical case files has been retained as a contiguous unit. Those segments of the series which do not possess case numbers have been arranged chronologically by subject.

The NCLC Reports series, added for the purposes of the 2015 addition, consists of one box containing numerous reports officially published by the NCLC on a variety of topics (such as consumer credit, usury, bankruptcy, debt collection, foreclosure, and others of NCLC interest). The dates of these reports range from 1982 to 2013. These reports cover cases that fall in the realm of consumer law and provide teaching tips for consumer rights advocates.

The Media Series, added for the purposes of the 2015 addition, spans one box and covers the chronological span of 1983 to 2006. This series consists of press releases and articles from various media sources (such as journals, newspapers, magazines, and online sources) that make mention of the NCLC and its work, often commenting on cases undertaken by the organization or its publications.

The Printed Materials Series is in one box and contain materials which are published and bound, consisting of publications that span numerous topics and include law journals, Congressional hearings, and bound publications by the NCLC and staff.

The Digital Files Series, added to the collection in 2017, contains 10 digital folders of information pertaining to NCLC. The first two folders include HTML data files from the NCLC website from 2002 and 2016 including many records, and published material for consumers. The third folder contains PDF and Word documents of amicus briefings and the sixth folder contains information from the fair debt collection practices act. Several folders, 4, 5, 8, and 9, contain information in regards to NCLC conferences, press releases, reports, and brochures. Folder seven pertains to mortgage conferences held in 2012, 2014, and 2015 and folder ten includes documentation from webinars given by NCLC staff and personnel from 2009-2015.

Biographical Note

1969        The National Consumer Law Center is founded at the Boston College School of Law 1969-Present Advocated for fairness in the Uniform Consumer Credit code 1969-Present Advocated on behalf of the Truth-in-Lending Act and subsequent revisions as applied to the poor and middle-income families in several states

1972        Participated in the trial of Fuentes v Shevin, asserting unconstitutionality of the Uniform Commercial Code 1972        Participated in the trial of Swarb v Lennox, arguing that Philadelphia business actions violated the right to "due process"

1974        Shaped the implementation of the Equal Credit Opportunity Act

1974        Lobbied for the creation of the Low-Income Home Energy Assistance Program

1976        Lobbied the Federal Trade Commission to retract a statement on Enforcement Policy, which opened consumers to lender exploitation

1978        Aided in the passage of the Fair Debt Collection Practices Act. 1980s        Advised on the application of the Unfair and Deceptive Practices Acts (UDPA), including the Fair Debt Collection Practices Act (1978, 1986) 1984 March  Robert Erwin Offered testimony before the United States Congress Banking, Housing, and Urban Affairs committee on Bill S.2181

1987        Actively opposed the "Depository Institution Deregulation and Monetary Control Act"

1989        Queried the Federal Home Loan Bank Board on regulations concerning time shares

1990        Lobbied for the creation of the Low Income Weatherization Assistance Program (WAP)

1990        NCLC presented the Vern Countryman Consumer Law Award to Henry J. Sommers for "leadership in promoting the field of consumer law."  The annual award was given to a legal service or public interest attorney who provided a special contribution to the practice of consumer law on behalf of the rights of low-income Americans.

1994        Advised the Federal Trade Commission on the Home Ownership and Equity Protection Act 1996-Present Participated in the enforcement of Federal Reserve System Regulation Z of the Truth-in-Lending Act

1996        Shaped the implementation of an electronic payment of funds system by employers

1996        Argued on behalf of Dorothy McFarland in McFarland v. Southern Division Credit Union, regarding alleged improper loan/debt disclosure.

1997        Offered testimony before the United States Congress on behalf of the Regulatory Relief and Economic Efficiency Act

1999        Began Sustainable Homeownership Group Projects to combat high rate lending abuses

2000        Organized the Consumer Rights Litigation Conference, Broomfield, CO

2000        Organized an ongoing initiative focusing on the providing of affordable low-income access to private energy and public utilities services

2001        Organized the Consumer Rights Litigation Conference, Baltimore, MD

2002        Organized the Consumer Rights Litigation Conference, Atlanta, Georgia

2003        Organized the Consumer Rights Litigation Conference Oakland, CA

2004        Organized the Consumer Rights Litigation Conference Boston, MA

2005        Organized the Consumer Rights Litigation Conference Minneapolis, MN

2006        Organized the Consumer rights and Litigation Conference Miami

2007        Organized the Consumer Rights Litigation Conference, Washington, D.C

2008        After raising $5.5 million over a three year Building for Marketplace Justice Campaign NCLC moves into an 1870s apartment building on the corner of Summer Street and Otis Street in Boston's financial district

2009        Organized the Consumer Rights Litigation Conference and Consumer  Class Action Symposium 2009        Organized the Fair Debt Collection Training Conference in San Diego, CA

Administrative Information

Repository: Morse Department of Special Collections

Access Restrictions: No restrictions.

Use Restrictions: The researcher assumes full responsibility for observing all copyright, property, and libel laws as they apply.

Acquisition Source: Willard P. Ogburn, Executive Director of NCLC

Acquisition Method: Donation.

Appraisal Information: In 2008, the Richard L. D. and Marjorie J. Morse Department of Special Collections at Hale Library, Kansas State University, became the official repository for the historical records (1968-2003) of the National Consumer Law Center (NCLC). Willard P. Ogburn, Executive Director of NCLC, and Anthony R. Crawford, University Archivist/Curator of Manuscripts of the Morse Department of Special Collections, coordinated the arrangements for this cooperative agreement. As part of the Consumer Movement Archives, the papers provide a subject-based and legal context to over thirty years of the Boston and Washington, D.C. based organization’s national non-profit activities on behalf of low-income consumers seeking economic justice.

Preferred Citation: National Consumer Law Center Records, Morse Department of Special Collections, Kansas State University Libraries.

Processing Information:

Processing by Paul Thomsen.

Archon processing by Edward Nagurny, graduate research assistant, May 2015.

The collection was assigned the acession number P2008.04.


Box and Folder Listing


Browse by Series:

[Series 1: Original Files],
[Series 2: Standing and Advisory Committee Files],
[Series 3: General Files (Washington, D.C. Office)],
[Series 4: Advocacy and Conference Files (Massachusetts Office)],
[Series 5: Research Materials],
[Series 6: NCLC Reports],
[Series 7: Media],
[Series 8: Printed Materials],
[[information restricted]],
[All]

Series 4: Advocacy and Conference Files (Massachusetts Office)Add to your cart.
Box 13Add to your cart.
Folder 1: Advocacy, 2000Add to your cart.
Folder 2: Advocacy, 2001Add to your cart.
Folder 3: National Consumer Agency Consumer Credit ActAdd to your cart.
Folder 4: NCA II, Volume IAdd to your cart.
Folder 5: "Survey of Consumer Fraud Law" Dept. of Justice, June 1978Add to your cart.
Folder 6: Legal Services Corporation Rate Case Trial Handbook, Revised, 1978Add to your cart.
Folder 7: "Protecting Telephone Consumers after Divestiture" Report, 1989Add to your cart.
Folder 8: "Protecting Telephone Consumers after Divestiture, Supplemental Materials", December 1989Add to your cart.
Folder 9: Low Income Energy and Utility Programs: The Challenges Ahead, Conference Report, February 1995Add to your cart.
Box 14Add to your cart.
Folder 1: Symposium on Market Failures and Predatory Lending, Conference Report, May 2003Add to your cart.
Folder 2: Consumer Specialist Training Conference Program, 1979Add to your cart.
Folder 3: Consumer Specialist Training Conference Program, Manual I of IV, September 1979Add to your cart.
Folder 4: Consumer Specialist Training Conference Program, Manual II of IV, September 1979Add to your cart.
Folder 5: Consumer Specialist Training Conference Program, Manual III of IV, September 1979Add to your cart.
Box 15Add to your cart.
Folder 1: Anitra Banks Massey v. Henrico Federal Credit Union, ca 2001Add to your cart.
Folder 2: Dora Carillo v. Louis C. Su., ca 2001Add to your cart.
Folder 3: Consumer Specialist Training Conference Volume I, Kansas City, Missouri, 1976Add to your cart.
Folder 4: Consumer Specialist Training Conference Volume II, Kansas City, Missouri, 1976Add to your cart.
Folder 5: Consumer Specialist Training Conference Volume III, Kansas City, Missouri, 1976Add to your cart.
Folder 6: Community Service Administration (CSA), 1976Add to your cart.
Folder 7: EFT Research Institute FellowshipAdd to your cart.
Folder 8: Federal Trade Commission Unfair Credit Practice RuleAdd to your cart.
Folder 9: Research Institute Auto Insurance Proposal, 1978Add to your cart.
Folder 10: LSC Contract manualsAdd to your cart.
Folder 11: Center Work Program Committee, Staff Reductions, 1980-1981Add to your cart.
Folder 12: Field; Marketing toAdd to your cart.
Folder 13: Staff Cuts/Planning, 1995Add to your cart.
Folder 14: MLAC Contracts, 1999Add to your cart.
Folder 15: The Energy FoundationAdd to your cart.
Folder 16: Dabney v Ronald Reagan et al.Add to your cart.
Folder 17: MLAC: Monitoring, 1988Add to your cart.
Folder 18: Project Planning Sheets/ Funding projects, 1993-1994Add to your cart.
Folder 19: MLAC: Monitoring, 1994Add to your cart.
Folder 20: MLAC: Monitoring, 1999Add to your cart.
Folder 21: MLAC: FY Annual Report, 2000Add to your cart.
Folder 22: MLAC: FY Annual Report, 2001Add to your cart.
Folder 23: MLAC: FY Annual Report, 2001-2002Add to your cart.
Folder 24: MLAC: FY Annual Report, 2003Add to your cart.
Box 16Add to your cart.
Folder 1: Legal Service Corporation Quarterly Report, October-December 1977Add to your cart.
Folder 2: Legal Service Corporation Quarterly Report, January-March 1978Add to your cart.
Folder 3: Legal Service Corporation Quarterly Report, 1979Add to your cart.
Folder 4: Legal Service Corporation Quarterly Report, September 1980Add to your cart.
Folder 5: Legal Service Corporation Quarterly Report, 1981Add to your cart.
Folder 6: Legal Service Corporation Quarterly Report, to March 1981 copiesAdd to your cart.
Folder 7: Legal Service Corporation Quarterly Report, October 1981- March 1982Add to your cart.
Folder 8: Legal Service Corporation Quarterly Report, April- September 1983Add to your cart.
Folder 9: Legal Service Corporation Quarterly Report, October 1982- March 1983Add to your cart.
Folder 10: Legal Service Corporation Quarterly Report, October 1983-March 1984Add to your cart.
Folder 11: Legal Service Corporation Quarterly Report, April-September 1984Add to your cart.
Folder 12: Legal Service Corporation Quarterly Report, October 1984-March 1985Add to your cart.
Folder 13: Legal Service Corporation Quarterly Report, April- September 1985Add to your cart.
Folder 14: Legal Service Corporation Quarterly Report, April-September 1985Add to your cart.
Folder 15: Quarterly Report, April-June 1976Add to your cart.
Folder 16: Quarterly Report, July-September 1976Add to your cart.
Folder 17: Quarterly Report, October-December 1976Add to your cart.
Folder 18: Quarterly Report, January-March 1977Add to your cart.
Folder 19: Quarterly Report, April-June 1977Add to your cart.
Folder 20: Quarterly Report, July-September 1977Add to your cart.
Folder 21: Quarterly Report, July-September 1978Add to your cart.
Folder 22: Quarterly Report, October 1978-March 1979Add to your cart.
Folder 23: Quarterly Report, 1990Add to your cart.
Folder 24: Quarterly Report, 1990 BackupAdd to your cart.
Box 17Add to your cart.
Folder 1: Legal Service Corporation Quarterly Report, 1990 (1)Add to your cart.
Folder 2: Legal Service Corporation Quarterly Report, 1990 (1) BackupAdd to your cart.
Folder 3: Legal Service Corporation Quarterly Report Personal Docket: 1990 (1)Add to your cart.
Folder 4: Legal Service Corporation Quarterly Report, 1990 (2)Add to your cart.
Folder 5: Legal Service Corporation Quarterly Report, 1990 (2) BackupAdd to your cart.
Folder 6: Legal Service Corporation Quarterly Report, 1990 (3)Add to your cart.
Folder 7: Legal Service Corporation Quarterly Report, 1990 (3) BackupAdd to your cart.
Box 28Add to your cart.
Folder 34: 2003 advocacy highlightsAdd to your cart.
Folder 35: 2004 advocacy highlightsAdd to your cart.
Folder 36: June 2005-February 2006 advocacy reportsAdd to your cart.
Folder 37: September 2006-January 2007 advocacy reportsAdd to your cart.
Folder 38: February 2007-January 2008 advocacy reportsAdd to your cart.
Folder 39: February 2008-November 2008 advocacy reportsAdd to your cart.
Folder 40: December 2008-December 2009 advocacy reportsAdd to your cart.
Folder 41: January 2010-October 2010 advocacy reportsAdd to your cart.
Folder 42: Consumer Concerns for Older AmericansAdd to your cart.
Folder 43: Consumer Facts for Older AmericansAdd to your cart.
Folder 44: Consumer Concerns for ImmigrantsAdd to your cart.
Folder 45: Consumer Facts for ImmigrantsAdd to your cart.
Folder 46: Critique of the Real Estate Settlement Procedures Act Cost Disclosure RegimeAdd to your cart.
Box 29Add to your cart.
Folder 1: Conference & training pamphlets and bookletsAdd to your cart.
Folder 2: 3rd Annual National Consumer Rights Litigation Conference: Directory of Participants, October 1994Add to your cart.
Folder 3: 4th Annual National Consumer Rights Litigation Conference, November 1995Add to your cart.
Folder 4: 5th Annual National Consumer Rights Litigation Conference: Directory of Participants, October 1996Add to your cart.
Folder 5: 7th Annual National Consumer Rights Litigation Conference: Directory of Participants and Restaurant Guide, October 1998Add to your cart.
Folder 6: 16th Annual National Consumer Rights Litigation Conference, November 2007Add to your cart.
Folder 7: 23rd Annual National Consumer Rights Litigation Conference, November 2014Add to your cart.
Folder 8: Changing Attitudes, Reforming Policy in the Credit Market Place Action Conference, October 2004Add to your cart.
Folder 9: Fair Debt Collection Practices Training Conference, March 2005Add to your cart.
Folder 10: Tools to Fight and Win Predatory Lending Cases: Agenda & Predatory Loans, June 2000Add to your cart.
Folder 11: Tools to Fight and Win Predatory Lending Cases: Truth in Lending, June 2000Add to your cart.
Folder 12: Tools to Fight and Win Predatory Lending Cases: Real Estate Settlement Procedures Act, June 2000Add to your cart.
Folder 13: Tools to Fight and Win Predatory Lending Cases: Foreclosure, June 2000Add to your cart.
Folder 14: Tools to Fight and Win Predatory Lending Cases: teaching materials for seminar, June 2000Add to your cart.
Folder 15: NLADA/NCLC Consumer Law Training: Schedule, Table of Contents, and Directory, September 1985Add to your cart.
Folder 16: NLADA/NCLC Consumer Law Training Vol I: Truth in Lending, September 1985Add to your cart.
Folder 17: NLADA/NCLC Consumer Law Training Vol. I: Truth in Lending Statutory Damages, September 1985Add to your cart.
Folder 18: NLADA/NCLC Consumer Law Training Vol. I: Access to Banking Services, September 1985Add to your cart.
Folder 19: NLADA/NCLC Consumer Law Training Vol. I: Repossessions, September 1985Add to your cart.
Folder 20: NLADA/NCLC Consumer Law Training Vol. I: Debt Collection Abuses & Remedies, September 1985Add to your cart.
Folder 21: NLADA/NCLC Consumer Law Training Vol. I: UDAP/RICO/Credit Practices, September 1985Add to your cart.
Folder 22: NLADA/NCLC Consumer Law Training Vol. I: Representing Clients with Tax Problems, September 1985Add to your cart.
Folder 23: NLADA/NCLC Consumer Law Training Vol. I: Credit Math, September 1985Add to your cart.
Folder 24: NLADA/NCLC Consumer Law Training Vol. I: Industrial Insurance, September 1985Add to your cart.
Folder 25: NLADA/NCLC Consumer Law Training Vol. I: Bankruptcy, September 1985Add to your cart.
Folder 26: NLADA/NCLC Consumer Law Training Vol. II: Warranting/Service Contracts/Arbitration/FTC Used Car Rule, September 1985Add to your cart.
Folder 27: NLADA/NCLC Consumer Law Training Vol. II: Home Defense Strategies, September 1985Add to your cart.
Folder 28: NLADA/NCLC Consumer Law Training Vol. II: Credit Insurance, September 1985Add to your cart.
Folder 29: NLADA/NCLC Consumer Law Training Vol. II: Usury, September 1985Add to your cart.
Folder 30: NLADA/NCLC Consumer Law Training Vol. II: Rent-to-Own Transactions, September 1985Add to your cart.
Folder 31: NLADA/NCLC Consumer Law Training Vol. II: Consumer Class Actions, September 1985Add to your cart.
Folder 32: Home Equity Lending in the Low Income Community, June 1993Add to your cart.
Folder 33: Financial Literacy: an Overview of Practice, Research, and PolicyAdd to your cart.

Browse by Series:

[Series 1: Original Files],
[Series 2: Standing and Advisory Committee Files],
[Series 3: General Files (Washington, D.C. Office)],
[Series 4: Advocacy and Conference Files (Massachusetts Office)],
[Series 5: Research Materials],
[Series 6: NCLC Reports],
[Series 7: Media],
[Series 8: Printed Materials],
[[information restricted]],
[All]


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